As the property and insurance industries adapt to increasing environmental risks, geospatial intelligence is becoming a key tool for managing and mitigating exposure. At Chimnie, we continue to innovate with high-quality property data to support brokers, insurers, and lenders in making more informed decisions.
Why Geospatial Data Matters More Than Ever
Recent industry insights confirm what we’ve known for a while: insurance professionals must be prepared for an evolving climate landscape. The Association of British Insurers (ABI) reported that weather-related property claims reached £573m in 2024, underscoring the critical role of risk assessment tools in protecting property owners.
Geospatial intelligence provides vital insights into peril risks at the property level, allowing insurers and brokers to price policies accurately and help homeowners take preventive measures. With data on flood risk, air pollution, tree hazards, and subsidence susceptibility, property professionals can better predict long-term risk and pricing trends.
How Chimnie Supports Brokers & Insurers
We’ve made significant updates to our data offering to ensure that peril risk assessment is as detailed and accurate as possible:
🌧️ Surface Water Flood Risk – Know the likelihood and potential water depth at a property level.
🏞️ Reservoir Flood Risk – Understand the impact of reservoir flooding in both dry and wet scenarios.
🌫️ Air Pollution Insights – Data on ozone, nitrogen dioxide, PM10, and PM2.5 pollution levels.
🌳 Tree Hazard Index – Assess the risk of tree fall based on height, density, and distance from a property.
🏷️ Council Tax Band Prediction – Ensure accurate taxation and pricing for properties without declared data.
🏗️ Improved Rebuild Cost Modelling – Incorporating real-time material and labour costs for precise estimates.
🛣️ Distance from Road – Evaluate road proximity and its impact on accessibility and property valuation.
Major Achievements & New Developments
Beyond property risk data, we’ve been working on exciting projects to enhance our services:
✅ Officially Listed on the Government's Digital Planning Portal – After a 12-month wait, we are now featured in the UK Government’s Digital Planning Directory with supporting case studies.
✅ Partnership with Percayso – We were thrilled to collaborate on a partnership announcement with Percayso Inform, highlighting our shared commitment to innovation in property and insurance data.
✅ Caravan Geocoding – We’ve assigned a dedicated data scientist to support detailed caravan location tracking.
✅ AWS & GCP Marketplace Listings – Our property data products are being listed to simplify procurement and integration.
✅ Historic Valuation Models – We’re developing backdated property valuation models, going back 20 years, to assist with retrospective analysis.
✅ AI & Large Language Models – We’re leveraging DeepMind Imagen3 & Gemini models to further upgrade our property document context-derivation and analysis tools.
What’s Next?
2025 is set to be a transformative year. We’ll continue to expand our property data insights, refine our valuation models, and explore new AI-driven solutions to make property data even more powerful and accessible.
If you’d like to discuss how Chimnie’s data can support your business, get in touch at or visit our website to schedule a call.
Thank you for being part of the journey – we look forward to working with you throughout 2025!
The Chimnie Team
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